CAP Monthly Column – May 2019

SUMMER2014 09 - CAP savings

Have you seen that bright thing peeking out from behind the clouds? What is it? Could it be? Yes, it’s the sun! Summertime’s around the corner and it’s time to start planning to make sure we’re not spending more than we need to. We’ve got six tips to help you do just that.

Save cash by giving memberships a break

An added benefit of the sunshine is that your family can get out of the house more. You’ll have less need for subscriptions to streaming services like Netflix and gym memberships for a few months, so why not cancel them temporarily and save some cash?

Use less energy

The warm weather is an ideal opportunity to lift some weight off your monthly energy bills. Turn down your thermostat, use the washing line instead of the tumble dryer, and swap the car for walking or cycling. Not only will your budget thank you, but the environment will too.

Make the most of free events in your community

Keep an eye out for free family events running near you this summer, like a church barbecue or free local festival. Check your local church bulletin board or go on the council website to see what’s on. This can provide somewhere colourful and fun to go without having to empty your piggy bank (as long as you’re careful, of course).

Make memories without breaking the bank

Opting for a staycation in the UK this summer is an easy way to save the money you’d ordinarily spend on flights, luggage charges, travel agents and exchange rates. How far do you really need to go to find beautiful and interesting places? Give camping a go if you haven’t tried it before – you might find a new hobby! Remember, it’s not about where you go, but the people you’re with and the memories you’ll make.

Enjoy festivals for free by volunteering

If your family’s keen to go to a festival this year, you may be able to bag yourself free entry in exchange for a few hours of your day spent volunteering. Free or discounted food may even be included. This summer, Christians Against Poverty (CAP) is on the lookout for volunteers to lend a hand in their cafes at the Big Church Day Out (25 to 26 May) and United 19 (27 July to 10 August). Find out more and apply at

Research before travelling abroad

If you decide to head overseas for your summer break, be sure to do your research beforehand. Check restaurant prices in the area you’re visiting and consider booking activities in advance. This can help you get the best deals and avoid being hit with unexpected costs. Also, don’t underestimate the importance of travel insurance – it may seem like an extra expense, but in the long term it could save you a whole lot of money.

From all of us at CAP, we hope you have a fantastic summer!

Christians Against Poverty (CAP) is a UK charity with over 600 services across the country delivering debt counselling, money management, job clubs, life skills groups and support for people breaking addictions. Visit to find out more.